Your AF Insurance Insights


Is it time to reassess your personal needs?

When it comes to your personal insurance, discussing your options with a broker can be beneficial. They can assess your needs and search for the best policies available to you.

We look at the most common types of personal insurance policies and how a broker can help you.


Private car:

With an average of 37,000 hours spent in cars and 800,000 miles travelled in a lifetime, having suitable insurance is crucial. AF’s private car insurance offers flexibility with options like comprehensive or third-party fire and theft, personal injury cover, protected no claims bonus, and breakdown assistance provided by Call Assist. While car insurance premiums have increased by over 50% in the last year, our broker we have access to a wide panel of insurers giving us the ability to search for competitively priced cover.



Our homes hold immense value and cherished memories, so appropriate insurance is vital. Unlike generic online policies, we tailor cover to your property, ensuring it’s adequately protected. Our advisers guide you through the process, offering access to products unavailable in the open market. While home insurance isn’t a legal requirement, it is normally a requirement from your lender if you have a mortgage. Our home insurance policies have the following cover options available:

  • Comprehensive cover for building and contents
  • Dedicated in-house claims team
  • Accidental damage
  • Alternative accommodation
  • Personal belongings outside of the home

If you operate a holiday let, you’ll also need serviced accommodation insurance for your rental property to ensure that your investment is covered.



If you’re planning a break abroad this year, you need to have appropriate travel insurance in place. There are a range of travel insurance options available, but cover can typically include the following benefits:

  • Up to £20,000 medical expenses cover
  • Up to £10,000 cancellation cover
  • Cover for winter sports and extreme activities
  • Delayed / missed departure or cancellation

It’s not always the easiest option to get a price comparison quote online. If you have booked a high-risk activity, like skiing or snowboarding, your insurance should include a suitable level of medical expenses cover.


For tailored advice on your personal insurance, get in touch with your AF Insurance team by email to or call 01603 216 387.

AF Group is an appointed representative of Alan Boswell Insurance Brokers Ltd who are authorised and regulated by the Financial Conduct Authority.

*For the period 01/01/2021 to 31/12/2021 93% of customers with a household or private car policy renewed with us.

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